Workplace accidents are too common in the United States. In fact, there were 5,283 fatal work injuries in 2023. And around 83% of active employees in the U.S. have seen some sort of workplace emergency while working.
In some states, the workers’ compensation insurance is elective. As such, some employers choose not to subscribe to the system. This makes it worrisome for workers who get injured, not knowing about their legal options.
These non-subscriber workplaces operate under different legal rules. This means they have a significantly different way of addressing work-related injuries of their employees.
So, if you get injured on a non-subscriber premise, it is best to consult a non-subscriber injuries lawyer who can serve as your advocate. They can ensure you receive the justice and financial recovery you deserve.
Let’s find out your legal options after getting injured at work in a non-subscriber workplace.
Understanding Non-Subscriber Employers
In case of a workplace injury, you should first know of your employer’s non-subscriber status. This is crucial to have your legal options open.
Non-subscriber employers do not participate in the state workers’ compensation program. If this is the case, they might not provide you with the same safeguards and benefits.
Instead, they institute their own set of rules regarding the management of workplace injuries. This can really have its effect on how you would file claims or get compensation. What you may have in your arsenal is the option to file a personal injury lawsuit, but it is crucial to know that option exists.
According to Law firm, NOSRATILAW, APLC. , workers are protected by both state and federal laws, both of which allow for an employee who has been treated unlawfully to seek legal action in pursuit of compensation and retribution.
Remember, you are not isolated; many workers go through a similar situation. Making friends in the community can help you get through this phase.
Your Rights as an Injured Worker
After experiencing damage at work, repair comes first. An injured employee is entitled to have the injury treated medically and the company should bear the cost for that treatment. Document everything, starting with your symptoms through treatments to any discussions with your employer.
You might rightfully ask for compensation by submitting a claim to recover lost wages and the medical expenses you have already paid. Seek help afterward from a helping hand of your co-workers, legally oriented professionals, and employee support groups.
They will assist you. Don’t forget; you aren’t alone. You matter, and standing up for those rights is a step toward healing and reclaiming your wellness.
Steps to Take After an Injury
Immediately after an injury, liability issues and health concerns must be addressed. Seek medical attention, even if it was a very slight injury. Your health is always paramount in any circumstance.
Besides medical treatment, begin to document your injury through medical records. Then, notify the employer or the HR department concerning the event right away so that there is an official record of the case.
You might need proper documentation of the incident. In this case, take pictures of the scene and your injuries. You must also obtain witness accounts to serve as evidence. You should also gather bills and documents that are related to the incident like medical expenses, reports and loss of wages.
Thus, you secure your position and simultaneously assist in making safety a priority. Safe workplace is a right of the workers.
Filing a Personal Injury Claim
You might consider pursuing a personal injury lawsuit once you’ve checked your injury and reported the incident. This is one way to recover medical bills and lost wages. You can even receive compensation for your pain and suffering.
If you choose to file a claim, evidence is important. Take pictures of your injury, and collect medical files and even statements from witnesses. When filing, describe how your injury has changed your life.
Being aware of your rights is important so that you’ll know what to do in this situation. An injury is not just about an accident; it is about fighting for your life.
Know that you are not alone through this. There have been many before you who needed the support to go on. Your voice counts during this process.
Seeking Legal Assistance and Guidance
The legal matters of a workplace injury can be confusing. In this case, what you need is a skilled attorney who can guide you through your case. Finding someone fully conversant with non-subscriber cases can be exactly what is needed for support as they work with you through your options so that you can completely understand your rights and possible recoveries.
You will always fit in with the process; many have been there and come out in shape with legal advice. Using assistance signifies that you are beginning to control your life and health.
Do not hesitate to contact an attorney whenever you think it is necessary; excellent lawyers will give you power and share the burden with you during tough times.
